Health insurance

Individual and family health insurance covers various healthcare costs, from medical emergencies to regular doctor visits and treatments, both inpatient and outpatient. These plans generally include coverage for you, your spouse or partner, and children under 26. You’ll usually have a monthly premium and either a deductible or copayment.

Medicare is a federal health insurance program primarily for people aged 65 and older, though it also covers some younger individuals with disabilities and patients with End-Stage Renal Disease. It’s divided into several parts:

Part A (Hospital Insurance)
Part B (Medical Insurance)
Part C (Medicare Advantage)
Part D (Prescription Drug Coverage)

Dental insurance is designed to help manage the costs associated with dental care. The specifics of coverage can differ depending on the insurance provider, but most plans typically include a range of services (e.g., oral exams, cleanings, fillings, and X-rays). These services generally encompass preventive care, which is key to maintaining good oral health.

Dental insurance plans usually come with a deductible, co-pays, co-insurance, and an annual maximum benefit.

Vision insurance is essential for lowering out-of-pocket costs since health insurance typically doesn’t cover eye care.

It offers financial relief for routine eye exams and corrective eyewear such as glasses or contact lenses.

To explore your options, just begin with a free quote, and we’ll provide you with the available vision plans in your area.